What We Do

In the quest for comprehensive financial health & well-being, I believe it vital to engage with other professionals on the financial team. I regularly work alongside CPAs and Estate Attorneys to properly develop strategic financial plans, which are functional, complete, and complimentary of each discipline.

When I work for you, a holistic approach is taken, driven not by financial products but by your unique financial situation. I am conditioned to see the forest, not just a simple tree or two. My goal is to guide you through the process, pursuing a sense of clarity and confidence for your financial future.

What I can do for you:

I believe deeply in the importance of a proper estate plan, one which is valid and up to date. Regardless of your estate’s size, value, or complexity, planning now for the eventual future can benefit your heirs, family, and loved ones in significant ways. 

Estate Planning service includes:

Foundational Estate Planning:

• Importance of a Will and or Trust
  
• Powers of Attorney (POA)/Health Directives
  
• Legacy Planning
  

Advanced Estate Planning:

• Estate Tax Planning
  
• Irrevocable Life Insurance Trust (ILIT)
  
• Charitable Remainder Trust (CRT)
  
• Gifting
  
• Business Succession

Being a small business owner myself, I have extensive knowledge and experience in business planning. You work hard in your business and should be rewarded for your hard work. It’s very important to have key strategies in place to not only protect your investment and livelihood but also have a structure in place to keep more of what you make. Your employees work hard and should have the opportunity to benefit as well.

 Business planning service includes:

• Business Succession Planning/Exit Strategies
  
• Multi-Owner Buy/Sell Solutions
  
• Defined Benefit Plans/Cash Balance
  
• Non-Qualified Deferred Compensation Plans
  
• Key-Person Protection Considerations
  
• Employer-Sponsored Retirement Plans: 401K, SEP, SIMPLE IRA
  
• Employee Stock Ownership Plans (ESOPs)

Retirement planning today has taken on many new dimensions that never had to be considered by earlier generations.  For one, people are living longer. A person who turns 65 today could be expected to live as many as 20 years in retirement as compared to a retiree in 1950 who lived, on average, an additional 15 years.  Longer life spans have created several new issues that need to be taken into consideration when planning for retirement.

Family Planning Service Includes:

• Retirement Income/Asset Management
  
• “What if” Contingency Planning
  
• Social Security Evaluation
  
• Beneficiary Review
  
• Education Planning
  
• Traditional and Roth IRA
  

I thank you for visiting my page and encourage you to visit my Bio page to learn more about Stoney Foster Financial. I look forward to working with you now and long into the future.